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When it comes to deciding which slots to choose at which casino, there are quite a few factors to take into consideration. Graphics, welcome bonuses, software providers, and more. But if you’re playing to win, or you simply want to receive the money you’ve earned, you should consider casino payout above anything else.

What does it take to be one of the best payout casinos? First, the casino needs to publicly publish their payouts. This is most commonly done through third party auditors such as eCOGRA. Every month casinos that are audited by them publish their payouts by different categories, including casino games and online pokies. The casino with the best payouts every month can then be compared to see which casinos are hot and which are not.

The best payout casinos are not necessarily the ones that payout the fastest, but that payout the highest amounts with the smallest amount of hassle possible. If you’re looking for the fastest payout NZ casinos, we have a separate page for that. But if you’re looking for the highest RTP payout casinos, you’re in the right place.

Choosing a Top Paying Online Casino

As previously mentioned, the number one thing to look at when choosing a top paying online casino is RTP. Now, if you’re new to the online casino scene, this may be a little surprising. In NZ you’ll always find RTPs of at least 90%, but they aren’t considered to be a high RTP until they surpass 96%. To find out more about a specific online casino, go through our NZ casinos list. You’ll find detailed reviews, including information on RTP and available payment methods, which will help you choose the top paying online casino which is right for you.

As previously mentioned, the number one thing to look at when choosing a top paying online casino is RTP. Now, if you’re new to the online casino scene, this may be a little surprising. In NZ you’ll always find RTPs of at least 90%, but they aren’t considered to be a high RTP until they surpass 96%. To find out more about a specific online casino, go through our NZ casinos list. You’ll find detailed reviews, including information on RTP and available payment methods, which will help you choose the top paying online casino which is right for you.

Highest Payout Casinos

The best online casinos, including all of the ones in our recommended New Zealand online casinos, will publish their casinos payout or Returns to Player statistics. This is one of the ways that casinos will also use their RTP statistics as a way to attract new players to the casinos, as casinos with higher payout percentages will attract more new players.

The way that payout percentages are calculated is based on a comparison between the amount of money win and the amount of money wagered at a given online casino. An example of this would be an online casinos publishing an RTP of 96%.

What this means is that for every $100 wagered, $96 is paid out in winnings. It is also important to note that this figure is determined by adding up the combined action of all games across the entire casinos, it does not mean that each player that bets $100 gets $96 back. That being said, you’ll want to be looking at online casinos with a RTP of 95% or higher to play at.

Our Favourite Online Casinos Based on Payout Percentages

Betway Casino

Payout percentage (RTP): 97.55%

This is a great NZ online casino that features top bonus offers and fast payout times of 1-3 days. Betway is highly regulated with licenses from both the UKGC and the MGA. On top of that is it also eCOGRA certified, so you can enjoy this casino and know that you’re in the saftest of hands. Beyond that, Betway has over 250 Microgaming pokies and has a very generous welcome bonus of $1500.

Dunder Casino

Payout percentage: 97.60%

Another top favourite online casino with New Zealand payers, Dunder Casino has two licenses- one from the UKCG and the other from the MGA. This casino has great bonus offers including free spins, excellent customer support available around the clock and fairly quick payout times of less than 3 days. At Dunder you’ll find thousands of pokies and games from major gaming providers like Microgaming, NetEnt. Quickspin, NextGen and Elk. Each of these providers is regularly audited, so you can play knowing that you’re not being taken advantage of.

Genesis Casino

Payout Percentage: 97.60%

With an out of this world design, more than one thousand pokies, and one of the highest RTP percentages around, what’s not to love about Genesis Casino? To top it off there’s a welcome bonus of $1000 + 300 free spins and a spotless reputation thanks to a licence from the Malta Gambling Authority. You can spend hours playing some of the most popular pokies from developers like Microgaming, NetEnt, Evolution Gaming, Nyx Interactive, Play’n Go and Quickspin.

SkyCity Casino

Payout Percentage: 97.80%

SkyCity online casino may not be very old, but they have years of expertise. How? SkyCity took their knowledge running some top land-based casinos in New Zealand to create a unique online casino Kiwi players just can’t get enough of. With thousands of pokies and a Malta Gambling Authority license, you can’t go wrong at SkyCity Casino. Enjoy games from some of the most well-known game from creators like NetEnt, Microgaming, Play’n GO, and Yggdrasil.

Jackpot City Casino

Payout percentage: 98.40%

Probably the most famous, and all-time best online casino in the world. Any seasoned Kiwi online pokie player has at least visited the website, if not regularly plays there. At 98.40% this is without a doubt one of the highest payout percentage casinos in all of New Zealand. All games are provided exclusively by Microgaming and Jackpot City offers professional customer support and fast payout times which average 2-3 days. To maximize the pokie fun, be sure to check out their unparalleled bonuses and get exclusive Jackpot City NZ free spins on selected games.

Criteria For A Best Paying Online Casino

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Legal Licencing

The differences between a licensed casino and a non-licensed casino are endless. When looking for an online casino, regardless of payout, make sure it’s licensed properly If not, you could be putting yourself at risk of your data being stolen. And because upon signing up you will have to put in your bank details, this is not data that you want anyone malicious to gain access to. In New Zealand, the best casinos are licensed by the Malta Gambling Authority (MGA) or the UK Gambling Commission (UKGC). Having these licenses ensures that online casinos are legitimate and operate fairly.

Regular Auditing

How is an RTP determined? Well, there are a number of auditing groups, the most famous being eCOGRA, which regularly audit casinos to make sure they are operating according to the law. eCOGRA publishes these documents, so if you see one you’ll know you’re playing at the right casino.

Known Game Developers

An online casino can’t exist without game developers. Without them, an online casino would be a site without any games. Software developers want their games to be played, but only according to the regulations, which is why they opt to have their games audited. If you see a big-name developer, like Microgaming, NetEnt, or NextGen, you can rest assured that this casino is legit, because otherwise, the gaming developers would never agree to a partnership. This doesn’t mean that a casino with a less well-known gaming developer isn’t legitimate, but the software developers may not undergo audits, so the casino can be fair but the specific games may not be. If you happen to find a casino and don’t recognize any of the software developers, make sure to verify that they are operating legally and won’t steal your data before registering an account.

Legitimate Payment Options

Winning a jackpot is only as good as the payment options available to retrieve it. When signing up with a casino make sure to look over which payment providers are available. If you see names like Neteller, Skrill, Paysafe Card, Visa, Mastercard, Maestro, you’re in good hands. If you only see payment options you’ve never heard of, or a casino that does not accept New Zealand bank accounts, leave the site and go look for a better and safer online casino.

Beyond checking which payment options are available you’ll want to look at how long each option takes to make a withdrawal because a fast withdrawal casino is much easier to use. Usually, they are under 3 days. Additionally, you should read the terms and conditions to see what the withdrawal limit is, and how a million-dollar jackpot is paid out. Oftentimes they are paid out over the course of many years.

Positive Feedback

One of the best things about online casinos in New Zealand is that they create an online community of players. Many players take it upon themselves to write casino reviews on every aspect of an online casino. Read some reviews to see what you’re fellow players have to say about a casino’s payout policies and issues. If they gave a casino a bad review regarding their payout rate, you might want to stay away from it. The best payout casinos will not have negative reviews about their payment processes, delays, policies or return to player percentages.

If you can find all of these criteria at an NZ online casino, you won’t have to worry about a casino not paying out, or compromising your data. This will allow you to focus on enjoying pokies, and perhaps winning a large jackpot.

Highest Payout Software Providers

Licensing bodies like the UKGC or eCOGRA don’t only audit online casinos, but they actually audit casino software providers as well. This ensures that every aspect of online gambling is fair. In fact, Microgaming, one of the leading software providers, was a founding member of eCOGRA. NetEnt, another iGaming software giant, is regularly audited by eCOGRA.

Best Payout Casino Games

Beyond a casino with a high payout percentage, there are also a number of high payout casino games. This includes European Roulette, where the house edge is only 2.7%, and Poker. Unlike casino games like Blackjack, Poker is not only a matter of chance but also requires some skill. This gives players an advantage over the house. However, because other players are involved it’s basically impossible to determine the exact RTP, but it is sure to be on the higher end.

There are also a lot of high payout pokies, which we absolutely love. Some examples of these are Goblin’s Cave with an RTP of 99.32%, Dragon Dance with an RTP of 97.49%, and Alchemist's Lab with an RTP of 97.32%. As a player looking to win big, the best combination you can find is a slot or game with a high RTP at an online casino with a high RTP. This will increase your chances of winning a large sum of money.

To find any of these high payout slot games, just find a high payout online casino that features the relevant software provider, and search for the game title in the games library. The high payout percentages have contributed to the popularity of these slot games, so they should be easy to find.

Final Word on Best Payout Online Casinos

For many Kiwi players looking to choose an online casino, best payouts don’t always come to mind right away, but it’s a very important factor. A casino with a low RTP can result in fewer or smaller wins, and registering with a non-regulated casino can have dire consequences. Make sure whatever casino you choose next has a high RTP, secure payment options, and is licensed and regularly audited.

Best Payout Casinos FAQs

A payout percentage is an estimated amount that a player will receive after a certain amount of plays at a casino. The amount is determined by a number of tests and pays which reveal the casino’s payout percentage.

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A best payout casino must have an RTP of at least 96%. On top of that, the casino must operate legitimately and fairly.

Withdrawal time is not a factor in calculating a best payout casino. As long as the casino has a minimum payout percentage of 96 it can be considered a best payout casino, regardless of withdrawal time.

Some online casinos will display their RTP on their website. If you can’t find it on a casino’s site you should be able to find it on a trusted casino review forum.

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The answer to that question is twofold. If the casino is operating legally, then yes, the RTP is guaranteed, but does that mean that you will without a doubt win back at least the equivalent percentage? Not necessarily. RTP is casino wide, not determined by each player. So if you deposit $100 to a casino with an RTP of 97%, at least $97 will be won by a player, it could be you, but it’s not guaranteed.

A best payout casino has a high RTP, while a fast payout casino was withdrawals that are under 48 hours. Sometimes best payout casinos are also fast payout casinos, but not always.